AXA Winterthur Vernier
🏷️ Nr. 318285 📅 21.08.2023 👁️ 379 3.5 ★★★★☆
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Infos über 'AXA Winterthur Vernier'
You arrive in Geneva to work, you'll be renting an apartment or a house, you will buy a car, a motorcycle or a bicycle, here's a little guide to help you to understand the system of the various mandatory and optional insurance that you need in Switzerland
- Regarding the health insurance :
- The basic cover (assurance de base Lamal) is obligatory in Switzerland.
You can choose the deductible that goes from 300 Frs to 2500 Frs per calendar year. For children, there is no deductible.
- For children and for people not engaged in gainfull activity, it is important to ensure the accident risk.
- In addition to the basic health insurance, it is possible to take optional insurance such as private, semi-private, natural medicine, dental insurance, etc
- Regarding the third part liability insurance :
- The third part liability covers injuries and property damages that you may cause to others.
- Insurance summit : 10'000'000 CHF
- In general, it is obligatory and required by the real estate.
- There is individual cover and family cover
- Regarding the household contents insurance :
The household contents is an insurance that covers all your goods against fire, theft inside the home, theft outside the home untill 2000 Frs, water damage and glass breakage.
- This insurance combines with the third-part liability.
- The insurance summit is calculated with the number of pieces in your apartment and the number of people who live in it.
- Regarding the car insurance :
- To register a car in Switzerland, the third part liability is obligatory.
- The premium is calculated with the power of your car, the years of your driving licence, your age and your nationality.
- Moreover, it is possible and necessary to insure the car with a partial cover (fire, theft, water damage, vandalism, glass) or a Fully comprehensive cover, with in addition the collision.
- Regarding the legal cover :
- The legal cover is a comprehensive legal protection that covers individual law and trafic law disputes in a single policy.
- This insurance cover the lawyer costs in case of need after individual law dispute and traffic law dispute.
- There is individual cover and family cover.
- Regarding the 3rd Pillar :
The 3rd Pillar is an optional pension plan with strong incentives from the Swiss authorities. All money youp ut into a 3rd Pillar is tax deductible (max. 6566 Frs/year).
The deduction is around 25% of the annual premium (6566 = around 1640 Frs tax economy!!!) Not bad for zero work …
- Guaranteed interest of 1.75%+ participation in surplus (not guaranteed)
- 3rd Pillar covers you in case of death.
- Great for your pension!
In the following pages you will find an overview of the various insurance benefits discussed above.
I wish you a very good start in Geneva and know that I am at your entire disposal to guide you and help you.
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Die besten Alternativen zu 'AXA Winterthur Vernier'
Sie suchen nach Alternativen in Vernier und Umgebung? Unsere Empfehlungen sind: AXA Winterthur agence principale Plan-les-Ouates in Plan-les-Ouates und AXA-Winterthur in Genève, aber auch AXA WINTERTHUR RIVE in Genève. Weitere Informationen finden Sie auch hier: Businessverzeichnis help.ch, Telefonbuch local.ch, search.ch und zip.ch, Gelbe Seiten & Weisse Seiten localsearch.ch, Unternehmensinformationen business-monitor.ch, Schweizer Handelsregister- und Wirtschaftsinformationen moneyhouse.ch, Schweizerisches Handelsamtsblatt shab.ch
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